CD’S & IRA’S

Minimum deposit to open - $500.00
Interest rate depends on terms
Interest compounded annually

CD's

Cheaha Bank offers competitive interest rates on our Certificates of Deposit. You may choose from varying terms up to five (5) years, with a minimum deposit of $500.00. Interest Rates and Annual Percentage Yields vary depending on the term you choose. You may also choose how you want your interest paid, whether by check, deposited to another deposit account or capitalized. *Substantial Penalty for Early Withdrawal

Please call our New Accounts Representative at (256) 835-8855 for more information and current interest rates or come by any Cheaha Bank location today.

IRA's

Cheaha Bank realizes the importance of preparing for future financial stability. To help you prepare for those needs, we offer competitive interest rates on our Individual Retirement Accounts (IRAs). We offer Traditional, Roth and Educational IRAs as well as Self-Employment Plans. Your tax advisor can help you decide which IRA is right for you. * Substantial Penalty for Early Withdrawal

Please call our New Accounts Representative at (256) 835-8855 who will answer any questions you may have concerning an IRA or come by any Cheaha Bank location today.

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