CHECKING ACCOUNTS

Regular Checking

Minimum deposit to open - $50.00
No monthly service charge

Summit Club Account

Minimum deposit to open - $50.00
No minimum balance requirement
Monthly service charge $6.50
· Includes free club account checks
· No fee for purchase of cashier’s checks
· Accidental life insurance coverage
$10,000 – basic

N.O.W. Account

Minimum deposit to open - $1,000.00
Minimum balance to avoid service charge - $1,000.00
Monthly service charge of $8.00 if balance falls below $1,000.00
Interest Rate – Variable

Super N.O.W. Account

Minimum deposit to open - $2,500.00 
Minimum balance to avoid service charge - $2,500.00
Monthly service charge of $10.00 if balance falls below $2,500.00
Variable interest rates tiered according to balance maintained 
0 – 9,999.99 
10,000 – 24,999.99
25,000 – 49,999.99
50,000 – 99,999.99
100,000 & Over 

Student Checking Account

Minimum deposit to open $50.00
No monthly service charge
Free Student Checking checks 

Senior Citizens Checking Account

Minimum deposit to open - $50.00
No monthly service charge
Free Senior Citizens checks

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